GCash is a Philippines leading e-wallet in 2023 to 2024. The GCash app offers a wide range of features and services to both personal and business users. It is regulated by the Bangko Sentral ng Pilipinas and is owned by Globe Fintech Innovations, Inc.
This mobile e-wallet platform enables users to perform various financial services, such as sending and receiving money, paying bills, buying load, and shopping online. It gained popularity in the Philippines due to its wide range of financial services and its user-friendly interface.
GCash App
As of 2023, it has over 76 million registered users. That is 67% of the country’s population. The GCash app has become integrated into the everyday lives of Filipinos. It has 29 million daily logins and around 19 million daily transactions.
The GCash platform provides a diverse financial services, making it a one-stop-shop for every personal and business users’ financial needs.
Some of the key features of GCash include:
Merchants Partnerships: The platform has over 139,000+ merchant partners, 400+ billers, and 300 GLife partners nationwide, offering users a vast range of options for transactions and services.
GCash App: The mobile app offers a variety of features tailored specifically for Filipinos, including lifestyle services like online shopping and other basic daily transactions, as well as investment, insurance, and credit financial services.
GSave: GCash users can enjoy a competitive higher interest rates on their savings with the GSave feature, which can be used for various transactions and withdrawals.
GCredit: Eligible users can access a virtual credit line for online purchases and installment payments.
Investment Products: GCash allows users to invest in local stocks and other financial products.
How to Create & Register a GCash Account?
To create your GCash account, follow these steps:
Step 1. Search GCash in the Google Play Store for Android devices, or the App Store for iOS devices.
Step 2. Download and install the GCash mobile app.
Step 3. Open the GCash app and input your current mobile number. Tap ‘NEXT‘ button to continue.
Step 4. Enter the 6-digit authentication code to your mobile number. Tap ‘SUBMIT‘ button to continue.
Step 5. Now, tap the ‘NEW ACCOUNT‘ option for the next step.
Step 6. Fill in all the required personal details and tap ‘NEXT‘ button.
Step 7. Review all your details and select ‘CONFIRM‘ button.
Step 8. Set your 4-digit MPIN and tap ‘CONFIRM‘ button. The MPIN would be your GCash password.
Step 9. On the next page, a confirmation will show that you have successfully nominated your MPIN GCash password.
Step 10. Tap the ‘GO TO LOGIN‘ button so you can now start using your account.
Step 11. This is a ‘Basic Verification’ for a new account so you access to the this mobile apps features and services are still limited.
NOTE: After registering, you can fully verify your GCash account to gain access to all the app’s features. To do this, you will need to provide a valid ID and take a selfie.
How to Fully Verify your GCash Account?
Fully verifying your GCash account allows you to access all of it’s features and services. Once verified, you can enjoy a higher wallet size and transaction limits. You can also cash in and cash out at over 63,000 outlets nationwide.
To fully verify your GCash account, follow these steps:
Step 1. Login to your GCash account and tap the menu, then click “Verify Now.”
Step 2. Choose “Get Fully Verified” and select the type of acceptable valid ID (UMID, Driver’s License, or Passport).
Step 3. Take a clear photo of your valid ID.
Step 4. Take a clear selfie of yourself. Please no blurred selfie and don’t wear a mask or glasses.
Step 5. Fill in the other required information and review it
Step 6. Submit to fully verify your GCash account.
After fully verifying your GCash account, you can now gain access to all the app’s features.
How many GCash account can I create?
You can only have one GCash wallet per mobile number. However, you can only have up to five (5) different GCash wallets or mobile numbers registered to GCash under your name.
Why can’t I register my GCash account?
If you are unable to register, it may be due to the following reasons:
Unclear ID or Selfie Photo
- Please make sure that your pictures are clear. Don’t wear mask or glasses.
Invalid Email Address
- The email address you provided is invalid or it does not follow the correct format. Make sure you enter a valid and correct email address to receive emails from GCash.
GCash Limitations
- You may have reached the allowable limit of GCash accounts you can link to your number, device, or your email.
Inaccurate Information
- You must provide the correct and accurate registration information of yours. Also, keep your registration information up to date. Furthermore, a supplementary information may be required from you in order to enable the relevant GCash Services or avail of the GCash Service.
You may try creating a GCash account again. If you can’t still register due to other issues, please click here to ask for help.
What should I do if the mobile number has an existing GCash account?
If it says your mobile number already has an existing account when you’re trying to create a GCash account, this means the SIM card you are using is a recycled mobile number. There was a previous owner of your SIM card who had created a GCash account using that mobile number.
To resume the creation of your GCash account, click here to file a report and include the following details:
1. Telco network of the SIM card
2. Date when your SIM was purchased
3. Indicate whether you’re a Prepaid or Postpaid subscriber
– For prepaid, please attach 1) a selfie holding your SIM card; and 2) a screenshot of your phone settings showing your prepaid number or a photo of the SIM bed of your mobile number
– For postpaid, please attach a statement of account from your service provider
GCash Features & Services
GCash offers a diverse range of features and services, making it a comprehensive financial platform for users in the Philippines.
Basic Functionalities
GCash users can keep money in their digital wallet, transfer money to other users, and perform basic financial transactions such as buying load and paying bills.
Sending & Receiving Money
– Users can easily send and receive money through the app.
Bills Payment
– The app allows users to pay bills for utilities, credit cards, loans, and more.
Buying Load
– GCash enables users to purchase mobile prepaid load for all major carriers in the Philippines.
Shopping Online Shopping
– Users can make cashless transactions at various online and offline partner merchants.
Financial Services
GCredit
– Eligible users can access a credit limit for purchases and choose for installment payments.
GSave
– Users can open a savings account with a competitive interest rate, higher than most traditional banks, and use it for various transactions and withdrawals.
Investment Products
– GCash offers investment opportunities, allowing users to invest in local stocks and other financial products.
Insurance
– The app provides access to various insurance products.
Cryptocurrencies
– Users can access crypto investments such as Bitcoin and Ethereum directly from their GCash app.
Other Features
– Users can make cashless transactions at various partner merchants, both online and offline.
– GCash has expanded its reach beyond the Philippines through partnerships with global payments giants, enabling users to make cashless transactions in multiple countries.
– GCash provides services for overseas Filipinos to send money to their loved ones in the Philippines.
GCash International Expansion
GCash has expanded its reach beyond the country through its partnership with global payments giant Alipay+. It allows travelers to use the e-wallet for cashless transactions in 17 countries, including Japan and the USA.
This international expansion benefits Filipino travelers and those who live and work overseas in the following ways:
Convenience for Travelers:
Filipino travelers can use GCash for cashless transactions in various countries, eliminating the need to carry physical cash and providing a convenient payment option at Alipay+ merchants in multiple international destinations.
Seamless Remittances:
Filipinos living and working overseas can use GCash to send money back to the Philippines, providing a seamless and efficient way to support their families and loved ones.
Global Access to Financial Services:
GCash’s international expansion ensures that Filipinos abroad can access a wide range of financial services, including sending money, paying bills, and even investing, regardless of their location.
By enabling Filipinos to use GCash around the world, the platform has significantly enhanced the financial inclusion and convenience for both travelers and overseas Filipino workers, further solidifying its position as a leading e-wallet in the Philippines.
GCash has gained popularity due to its convenience, wide range of services, and seamless integration into the digital landscape of the Philippines.
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